ilmscore | Credit Card Usage Predictions
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Credit Card Usage

Topic
N/A
Accuracy

Recent Predictions

Total: 7
Correct: 0
Incorrect: 1
Pending: 6
Unrated: 0
Prediction
Author
Predicted at
Status
Video
After the credit card is paid off, it should be closed to break the addiction.
"As soon as you repay the credit card, you should close it. This is addiction. There is only one way ..."
warikoo warikoo
Jan 7, 2026
Pending
₹20L Debt on ₹40K Sa...
The guest claims a trip is 'paid for,' but this is in the context of significant debt and financial struggles, suggesting a potentially misleading statement about affordability.
"It's paid. It's paid for."
Caleb Hammer Caleb Hammer
Nov 21, 2025
Incorrect
This Has Never Happe...
The individual should not have credit cards due to an inability to manage them effectively, as evidenced by current balances and accruing interest.
"I don't think you can manage credit cards. You shouldn't have credit cards. If they have balances on..."
Caleb Hammer Caleb Hammer
Jun 11, 2025
Pending
The Internet's Bigge...
Avoid using credit cards or other loan instruments for purchases unless the full amount can be repaid within the next month. It is advisable to break investments rather than take loans for such purposes to prevent falling into debt traps.
"And one thing to avoid as much as you can is using a credit card or any other loan instrument unless..."
warikoo warikoo
Dec 21, 2024
Pending
RESTART..... in 2025...
The speaker advocates for using credit cards for all purchases, provided the balance is paid in full monthly, to earn cashback, perks, and rewards.
"I love credit cards. ... I try to use a credit card for any spending purchase that I have to make. T..."
Minority Mindset Minority Mindse...
Oct 16, 2024
Pending
Watch This Video If ...
Credit cards can be beneficial if used correctly by understanding how they make money (merchant fees) and by paying the balance in full to avoid interest, thus earning rewards.
"if you want to use your credit card the right way you need to First understand how your credit card ..."
Minority Mindset Minority Mindse...
Dec 24, 2023
Pending
How to NEVER Be BROK...
To build a good credit score, it's advised to spend only 10% of the credit limit on planned purchases.
"if they give you a credit card with a thousand dollar limit then only spend a hundred dollars of it...."
Mark Tilbury Mark Tilbury
Feb 9, 2021
Pending
I Gave a Beginner In...